Although i'm not the OP, i'll try to explain. While, IMO, an Umbee can live nicely in a 220-240g (depending on the dimension), it is still quite small. A large fish in a small tank means faster concentration of ammonia, nitrate, and nitrite. In OP's case his problem was with ammonia. Now depending on the feeding schedule and the amount of food fed, the ammonia levels will vary. Still, after a week of feeding (especially with substrate) the amount of waste inside the tank will spike those levels up. In OP's statement he said he had a fx5, which is a good filter, but his ammonia levels continuously became slightly too high for his bio-filter to handle appropriately. The main issue he was faced with was a lack of surface area for his beneficial bacteria, meaning he needed a large filter than the fx5 for more bio-filtration. From my knowledge only sumps are larger than canister filters and can allow for a custom amount of biological media to suit the person's needs. This means that "minimum" size tanks for large fish can have less WCs done and healthier fish.
If I messed up somewhere in this explanation, please correct me. I'm pretty tired atm, so I don't really know if I made any sense.