Interesting fish. I'll move this to the Central and South American Cichlids section instead of the POTM section to see if you get any replies. This was a first for me, but I'm not a cichlid fan.
Looks to be part gold JD and part normal, I seem to remember one other similar JD being posted on here before. There's pics of jaguar cichlids online with similar traits to.
I would think it's very rare, definitely worth breeding then crossing the baby's to see if it's reproduced.
I had a JD that did a similar thing. It seemed to start to turn gold but then stopped and reverted back. It had the same gold fin rims as yours has. In the end it didn't change but always kept gold lips.