I also live next to Lake Michigan, and in the past (maybe 30+ years ago) used "bait" fish from the lake as feeders.
That is until a parasite hitched a ride in, and wiped out 3 tanks of fish.
All it takes is 1, and I agree with Drstrangelove, freezing is not sufficient to kill many pathogens, because many simply go dormant, only to emerge when thawed.
Where I live L Michigan can freeze out for miles, so any organisms from the lake have easily evolved to exist in a yearly freeze thaw cycle.
Cooking feeders is really the only way to kill pathogens, so why bother when vitamin infused pellet foods are readily available.