Dude, you made that kindergarten simple. I thought I was the only one on here that didn't know how any of that worked.

How often do you have to change that filter? Does it get clogged often? Is the water pulled through the filter, or pushed through with the pump?
So you want the filter lesson? lol
The filter can be set up
a lot of different ways. I like gavity fed 100% since I can just walk away and not worry so much.
With gravity fed, you can have several trays above the sump. the water that is running out of the tank by gravity will hit the first tray and flow through it.
This tray will usually have some sort of filter floss, sponge or anything else you can think of to clean the water and capture big things. At the bottom of the tray would be a bunch of holes to drip out of this 1st tray into the second tray. You would do this to get even water flow into the second tray if that is what was needed. Such as for bio media.
In the second tray you can move right into a bio balls, or pot scrubber section, then drip or pour, or already have these submerged down into the sump. Just remeber, tray 1 with filter floss should be out of the sump water, or gravity will not work and dirty water will float all over your sump.
This is the simplest filter I can explain.
You could make this tray configuration go as crazy as you wanted, adding in lava rock, carbon, sponges floss, polyfill, K1, straws, or anything else anyone has put into a filter.
You could even create a chamber in the sump to have submerged filtering happen, like more pot scrubbies, or lava rock, bio balls.
once again the main thing to think about is water flow, and the rate it is flowing at. once again, you want that return water flow going faster then the water going into the tank.
That translates to bigger overflow pipes, and bigger or a larger number of holes drilled into a drip tray. The second tray you could slow it down a little if you wanted some of the bio balls slightly submerged. Just have a oh ***** plan implemented.
How often the filter plugs depends what you have and whatever else is going on in your tank. I have a 180g with big fish. I need to clean it once a week. they kick up sand and lots of food and waste that lands in the filter. I can go about 4 weeks till it will plug up, then it will run over the sides of the tray. I set mine up so if it does run over the sides of my trays, it runs right into the sump. That is my oh ***** plan.
One day I will drill a hole in the sides of my trays to run an overflow hose for when the filters do plug up, it is not running all over the sides of my trays. this leaves dirty water residue all over the frame.
Some sumps are all horizontal. They just put an old tank down there and glue in a bunch of walls across it. Some of the walls will force water over the top. some allow it to flow under it. I dont care for these types very much for DIY. I like using my plastic walmart storage drawer. I just pull out the drawer and pull out the filter media to clean it, then push it back in.
I am sure the horizontal set ups work great for low stands cabnet space.
Now of you wanted to filter it more on the pump side you could do that as well. You could hook up a canistor designed for the water volume and pressure of the pump. You could make it a carbon chamber, or a CO2 reactor, or whatever you needed it to do. I would not put anything in there that plugs up and slows down the pump, like filter floss. It would make maintence too much work.
I am guessing you are thinking right now, could I put a canistor filter like a rena or something similar on it. yes and no. yes if you have a pump that is a good match. And I believe most are running it backwards with the impeller removed. So you would hook the pump up to the outlet on your store bought canistor filter, and the IN would run into the tank. I personally feel this would just slow down water flow and I would rather use the canistor as it was intended to be used in the tank as well. And I do.
here is a pic I found on the net of a very simple DIY design.
On the left. water from the tank goes into the wal mart (or anyother store like target) tray. Top tray has filter floss. It has holes in the top drawer. They drip into the second tray full of bio like media. (I dont know what he has in there) Then it drips into the sump. His return pump is sitting in the sump.
Thats it. that simple. Gravity and 1 pump.