thanks guys. Benny, I forgot to tell you what happened. It's actually quite funny. I was hoping to get $500-550 for the kit, put it on ebay and got $780

So I decided to spend a little extra and got the D20. $1300 postage paid. Not bad.
I took 5 pics so far before I had to go out. On auto w/flash on, the pics looked better than my normal manual pics. I was amazed. I have tons of questions, but want to read up the manual first. I am very interested in the Temperature White Balance mode. Benny do you use that? And do you set the WB to the color of your bulbs or to the color you want to achieve. Sounds cool. I really have not looked much. I will probably start a thread w/the questions. I am excited. When I get home tonight ( i am at my sister's helping to move furniture into her new place) I will be doing some real learning.