Just a thought but at what point do you think insurance becomes an issue. Can you insure a tank? I can imagine the damage can be catastrophic if the tank is big enough. I have a 150 now and been planning for a while to upgrade to a 240 possibly 300. But a sudden move postponed it. But as soon as we get settled in its on. Just kinda wondering now that its a house , all damage is coming out of my pocket. So is it necessary? What are the statistic of tanks busting? Do earth quakes break tanks often or is this a rare nonoccurence? It never really mattered but 240 and 300 is a freakn lotta water. Feed back would be nice and those of you who have an insurance policy's
speak on it.
Insurance policy?
- Thread starter noahmz1
- Start date
I dont know anybody whose tank is insured, but my Mom called me the other day to tell me that her employer (Aetna) just started selling these "pet policies" & to ask me what kind of fishkeepers would need it. She didnt see the point in insuring "a few fish", so I told her about some of the larger SW tanks that cost as much as cars & can be financed like a car. She got the idea, but I agree that they wont sell too many policies to everyday fishkeepers. We dont take our fish to the vet very often or ride in cars with them & the equipment is really the expensive part, not (usually) the fish or the fish's medical needs...
things do happen, but thats because there are a lot of tanks out there and they do let go from time to time. If you have a new tank then its seals are on the manufactures head. In canada the insurance companys, so I have been told, will not insure over 120 g size tanks, but you could have 10 of them and they are ok with it. if your thinking of insuring it all depends on where a tank is located and how much damage it could do if it let go.
I did my 570g though USAA Last year, and also had water damages covered. I just had it added to my total house policy. But that was when I was renting, but I have since bought a house and canceled the policy.
You can try Usaa, they may or may not cover the tank, but I know for sure you can get water damage coverage.
You can try Usaa, they may or may not cover the tank, but I know for sure you can get water damage coverage.
I have talked to some who have taken out extra flood ensurance because of their aquariums. I often think the same thing - I have a 150g and a 65 in my basement..
the problem I see is that if something happened, unless you had something in writing from the insurance company, they probably wouldnt honour your claim anyway.
they would say - you put the tank there, its your fault, we are not honouring this claim..
insurance companies do their best not to honour claims.
if a pipe burst (that is a necessary part of your house) they probably wouldnt have a choice.
but I bet you would have a fight on your hands to get them to cover water damage from an aquarium that we put there..
the problem I see is that if something happened, unless you had something in writing from the insurance company, they probably wouldnt honour your claim anyway.
they would say - you put the tank there, its your fault, we are not honouring this claim..
insurance companies do their best not to honour claims.
if a pipe burst (that is a necessary part of your house) they probably wouldnt have a choice.
but I bet you would have a fight on your hands to get them to cover water damage from an aquarium that we put there..