I've seen this happen when a juvie gets its tail nipped... Sometimes the fins grow back joined, as a whole giant fin around its body. Not genetic or sex-related AFAIK.
The top pic is a typical black/silver aro tail, the bottom is is one of those things that happen from time to time when things don't turn out right, for perfection go for no 1
The top pic is a typical black/silver aro tail, the bottom is is one of those things that happen from time to time when things don't turn out right, for perfection go for no 1