My wife works for Sears as a cashier.
Yesterday, she was given an ultimatum: what it basically dwindles down to is if she doesn't get enough credit applications within the next week, she is going to be terminated from her job.
Now, just to let you know, the way Sears does it is based on an APO score, or, Apps Per Opportunity. It isn't that she doesn't get any, she has opened about 9 accounts the past month, it's that she doesn't get enough. Who are they to say how many customers should open cards? Aren't people in charge of what they do with their lives, and therefore their credit? If someone has a purchase of $1.99 and already owns both the regular Sears and the Sears Mastercard, but chooses to NOT use those cards for the $1.99, it counts as my wife not getting a credit application. Mind you, in that scenario, which happens often, she had NO opportunity to open an account, as the customer already had them!!!
It is right before the holidays. We have a little girl who will turn 4 shortly after christmas.
I just want everyone to be aware that when shopping retail, if you don't use a credit card with a HIGH interest rate for a $2 purchase, people lose their jobs.
Yesterday, she was given an ultimatum: what it basically dwindles down to is if she doesn't get enough credit applications within the next week, she is going to be terminated from her job.
Now, just to let you know, the way Sears does it is based on an APO score, or, Apps Per Opportunity. It isn't that she doesn't get any, she has opened about 9 accounts the past month, it's that she doesn't get enough. Who are they to say how many customers should open cards? Aren't people in charge of what they do with their lives, and therefore their credit? If someone has a purchase of $1.99 and already owns both the regular Sears and the Sears Mastercard, but chooses to NOT use those cards for the $1.99, it counts as my wife not getting a credit application. Mind you, in that scenario, which happens often, she had NO opportunity to open an account, as the customer already had them!!!
It is right before the holidays. We have a little girl who will turn 4 shortly after christmas.
I just want everyone to be aware that when shopping retail, if you don't use a credit card with a HIGH interest rate for a $2 purchase, people lose their jobs.