with the temp probaly somewhere between 40-55 focus on the bottom unless u find fish along the shores.this time of the year i use(of course cuz they work for me)lipless crank baits/husky jerk baits/and last but definitely not least rattling jig with or without a trailor on it/ blk and blue so far for me has worked the best/ all these lures make alot of noise/if either of the 3 or not working down size the bait and u should be able to get some crappies and pickeral to bite and youll learn a pattern on ur favorite lake/ oh dont forget crank baits and chatter baits also