keep the worms up north ya yank (jk), not many fish can pass up a fat live shrimp. greenbacks are a top bait too. as far as lures go a 1/4oz jig with a plastic tail in neutral colors works all day. yozuri makes some great plugs, the crystal minnow is great. topwaters in the low light hrs work great too. i like mostly spooks.
Where will you be fishing in FL? If you are targeting largemouth bass, not too many baits beat a large shiner (which you can get at bait shops, just make sure you have a good battery powered air bubbler to keep them alive) Ive also had good luck with topwater plugs like this:
I cant help you out if you are going to peacock bass, as they dont live as far north as I am. I dont do much freshwater fishing, but I hope this helps.