Phtstrat: I'm a hobbyist that's gearing up for going to a commercial level. The bulk of my fish building is designed around producing red-claw and marron crayfish for the food market. The back of the building has a few (about 100) aquariums for my hobby. I don't have a bottomless pocket but, have spent the last few years setting myself up to expand. I bought and sold 3 homes, since 2000, at a profit. The 2 buildings I bought last year are paid for because of the last 3 I sold so, no mortgages. I make OK pay at my job and I'm retired Navy and get a pension. I'm expanding my hobby and the hatchery with cash. I don't want to float any loans. It may take me a little longer to start up but, I don't want to see any profits siphoned off to pay any debts.