Gars breathe air. In a 100% freeze over, your Gar(s) die.
John,
Either your location is [inaccurate], or your question is very strange! Maryland is like a bazillion times colder in the winter than Georgia. I have a 100+ food diameter farm pond and it has not frozen over 100% of the surface since I moved there in 1979!
I was TOTALLY unaware that a deep freeze has ever occurred in the last few centuries in your area! I would say that with the exception of Tropical & Cuban gar species, you should have less than no fear homing a garin a Georgia pond.
Oops, I just realized that there is also a Baltic republic of Georgia. Sorry if that is your location, and I know nothing of your weather patterns. I would say no gar if your winters are anything like Russian winters!