Anyone else have serious health problems and no Insurance coverage!

  • We are currently upgrading MFK. thanks! -neo
If private insurers are so innovative and efficient, then why is Medicare (i.e. a government run health insurance company) able to deliver the same care as private insurers for 12% less? (Hint: less overhead and marketing costs, no multi-million dollar executive salaries, and no profit motive):
http://www.familiesusa.org/issues/medicare/advantage/medicare-advantage-windfall.html


As for US healthcare system quality, according to the World Health Organization we're currently 37th in the world:

http://www.examiner.com/x-7150-Extr...the-37th-best-health-care-system-in-the-world
 
but I can tell you that a universal system will DESTROY the quality and cutting edge care Americans enjoy compared to the rest of the world
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correct me if I am wrong, but the quality and care is not the problem.

its the access to it that is the problem.

maybe someone can explain:

if you live in the US and you need an operation and don't have health insurance and obviously the operations costs a fortune, what happens?

do you get sick and die? or do they do it anyway and the hospital absorbs the costs? what happens in these cases?

in Ontario, if you need an operation, you get it done and thats that. you dont pay directly, but everyone pays a bit via taxes.. my eye surgery cost me nothing directly, but I do pay taxes every year ..soo. I guess I paid a bit for it..
 
Why don't the states get free health care like Australia and I think Canada? We got some of the best health care systems in the world.
 
In the US you will always have access to medical care, it just may cause you to go bankrupt. You can also make the choice to go on welfare. Of course there are the exceptions which are usually highly publicized. The reform I feel needs to be for the people who will be forced into bankruptsy
 
Check out the links in my other posts.

The US has problems with:
- Cost - roughly double per capita cost of Canada, medical bills are the leading cause of personal bankruptcy; a key driver in the collapse of the auto industry / American manufacturing non-competitiveness

- Quality - ranked 37th in the world by the world health organization; tens of thousands per year die of preventable medical errors

- Access - 47M Americans are without health insurance with many more millions "under-insured"; tens of thousands die every year as a result of lack of access to care.


There are patches of medical excellence like the Mayo Clinic and the Veterans Administration (which is government run). But there is huge variability in the cost and quality of care across the country (read the Gawande article I linked).

The US healthcare system is actually not a system at all but a patchwork of programs cobbled together. No one would have designed what we have. It actually arose out of a tax loophole after WWII...

12 Volt Man;3296175; said:
correct me if I am wrong, but the quality and care is not the problem.

its the access to it that is the problem.

maybe someone can explain:

if you live in the US and you need an operation and don't have health insurance and obviously the operations costs a fortune, what happens?

do you get sick and die? or do they do it anyway and the hospital absorbs the costs? what happens in these cases?

in Ontario, if you need an operation, you get it done and thats that. you dont pay directly, but everyone pays a bit via taxes.. my eye surgery cost me nothing directly, but I do pay taxes every year ..soo. I guess I paid a bit for it..
Click to expand...
 
Anyone see the Movie starring Denzel Washington (cant remember the name) where he plays a father with a son that needs heart surgery and his insurance wont cover it?

in the movie, they sell everything they own, start a fund raiser etc. but still cant come up with the 250K it requires to get the operation to save their son.

in the end he ends up taking the doctor hostage at gunpoint and having them do the operation..

anyone remember the name of this movie?

how far off from real life is this?
 
12 Volt Man;3296864; said:
Anyone see the Movie starring Denzel Washington (cant remember the name) where he plays a father with a son that needs heart surgery and his insurance wont cover it?

in the movie, they sell everything they own, start a fund raiser etc. but still cant come up with the 250K it requires to get the operation to save their son.

in the end he ends up taking the doctor hostage at gunpoint and having them do the operation..

anyone remember the name of this movie?

how far off from real life is this?
Click to expand...

John Q
 
I guess the server change revived my dieing thread?

I can only speak for my self. But I think alot of people are like me.

They think they have pretty decent insurance coverage because the only time they use it is every now and then with a cold or something. And they go to the doc and it cost them 10-30bucks for a copay. And then a little more for a prescription. And they think well thats not bad at all.

But then something does happen where you really need your insuirance, and you find out that the minor copay stuff is over and now you are looking at 1000's or the full boat.

JD i am pming you know and I am glad to see you back around.
 
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