You can't see gold unless they are slightly larger. Red at that size SCREAMS monoculus. I have never heard of any juvenile (unless out of the ordinary) occelaris have any red on their fins until 6-7".
Point well takin. But I do have pic's of them smaller then 3'' with this much red and also with my mono's showing there gold in there tail's. My personal favorite is to just wait and see what we get.