Another thing. If I made my pond 2 meters long, 1 meter wide, and 36 inches deep, would I see a huge spike in my water and electricity bill?
You need to make the pond deep enough, so it doesnt freeze solid. You'll need to dig at least a foot to 2ft deeper than the frost line. Unless you plan on bringing the fish inside for the winter. The filter can be piped up next to the pond. In the winter you should remove it and bring it inside. You wont be feeding the fish and wont need filteration. I used to do a big water change just before the pond would start to freeze. In spring another water change. I would then put the filter back after the risk of freezing was over.