The first law of Thermodynamics basically states that the energy into a system equals the energy out of a system. It doesn't matter where you add the energy, what matters in our case is at what rate it is leaving. The heat loss of the total gallonage is maximized since it is broken down into smaller volumes (the six tanks). In other words, the heat loss occurs at the surfaces (including sides, etc) of the tanks and sumps. The heat loss would be slower in a single tank system because the surface area to mass ratio would be minimized.
For a garage system, it is best to invest in insulation and then heat it with the rest of the house. Then supplement the tanks with electric heaters.
Actually the best way to save money on heating is to consider the method of heating. Electric heaters are the least efficient way of heating tanks (but the easiest). If you are lucky enough to have natural gas, purchasing a small hot water heater and using the lowest setting will save a ton in the winter. It is also possible to tap into an existing hot water heater with a small DIY heat exchanger.