+1 on the quilt batting. I would just go with that idea and use the plastic frame to hold the polyfiber in place. I use the polyfiber in walmart without a problem for my canister filter, and it's like $5 a bag and it lasts me a while. That being said I don't think I ever switched out my HOB cartridge unless the water wouldn't flow through it, which took forever. I'd just rinse it really well in old tank water, and it used to last for months