How long can my ex landlord wait to collect a bounced check?

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laxplaya8613

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Jan 15, 2009
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I have never bounced a check before. I feel as though I am responsible when it comes to my money, however, I suppose this one time is an exception. I want to preface this by saying I am not placing blame on my ex landlord in any way, I am just looking to see if they have done anything wrong to cover all my bases, because I am kind of new in this situation.

On June 10, 2008 I wrote out a check for my rent that month. At the time, I had sufficient funds in my account to cover that check, however, they attempted to deposit the check over 2 weeks later when I did not have sufficient funds. I then moved out of the apartment in September of 2008. Today (March 9, 2009) they informed me that my check from June had bounced. Am I obligated to pay this? Are there any rules in New Jersey that can get me out of paying for this bounced check, because I do not currently have sufficient funds to cover the costs of the previous check I wrote. Also, keep in mind, this is the first time I was notified of the situation.

Any help would be great, and please dont be rude. I have gotten other answers in another forum saying I am an idiot and such, when I am really just misinformed. Thank you.

By the way, in no way did I try to "scam" my landlord or anything like that, i have every intention of paying them. I am a good guy, lol. Thanks.
 
laxplaya8613;2883751; said:
I have never bounced a check before. I feel as though I am responsible when it comes to my money, however, I suppose this one time is an exception. I want to preface this by saying I am not placing blame on my ex landlord in any way, I am just looking to see if they have done anything wrong to cover all my bases, because I am kind of new in this situation.

On June 10, 2008 I wrote out a check for my rent that month. At the time, I had sufficient funds in my account to cover that check, however, they attempted to deposit the check over 2 weeks later when I did not have sufficient funds. I then moved out of the apartment in September of 2008. Today (March 9, 2009) they informed me that my check from June had bounced. Am I obligated to pay this? Are there any rules in New Jersey that can get me out of paying for this bounced check, because I do not currently have sufficient funds to cover the costs of the previous check I wrote. Also, keep in mind, this is the first time I was notified of the situation.

Any help would be great, and please dont be rude. I have gotten other answers in another forum saying I am an idiot and such, when I am really just misinformed. Thank you.

By the way, in no way did I try to "scam" my landlord or anything like that, i have every intention of paying them. I am a good guy, lol. Thanks.
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they will send it to a collection agency if you dont pay it. its your responsibility to pay them money you owe them. it doesn't matter when they deposit the check.
 
Being responsible would be paying your debt. You should have written the funds out of your account when you wrote the check and you wouldn't have bounced it. I say you are obligated to pay. If you don't have it in full pay a partial. Then you are at least doing the right thing
 
i just found it frustrating, because the day after the check bounced, i transferred money from my savings to my checking, and it was more than enough to cover the check. i guess they didnt try it again after it bounced once? i am not trying to place blame on anyone here, but is there any obligation to let a person know the check bounced in a timely manner?
 
That should have been done. However I don't think there is any law. Call a few banks and tell them you are a work for a realty company and a tenant bounced a check and your boss was wondering how long they had to notify the tenant legally because the tenant left town and they are having trouble locating them? If there is a law they would probably know. Or just call a couple banks tell them the truth and ask if there is a law.
 
You are responsible for that check you wrote. They can try to recover funds as many time s as they want as long as the account is open. You can stop them by stopping payment on the check, this will at least save you insufficient funds charges. Like they will sue or turn over to a collection agency. I do believe the can sue for 3 to 5 times the amount of the check and likely will win.

Best for you to contact them and work something out.
 
yea, they actually called me this morning to let me know about this because they decided to go over their accounts due to tax season. this has been the first time they noticed, and this is also the first time i have noticed. i do plan on paying them, like i said, i am just trying to cover all of my bases here because when it comes to these issues, i know very little about the situation.
 
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