The thought that a 125G tank will collapse any house's floor is ridiculous. If you saw all the tanks crammed in Jeff's (aclockworkorange's) dodgy little 1960's house you would understand...
Seriously, though, I have been keeping big tanks for thirty years and have never seen or heard of a tank collapsing a floor. I have a 300 gallon (96x24x30) that sits on the second floor of our school, my 210 sits on my hardwood floor. People that tell you to consult an architect or structural engineer for a 125 gallon aquarium obviously
have very little knowledge of how houses are built - a floor that won't hold up 1200 pounds spread over nine square feet most likely won't support even a single person's weight.