My goodness I've had this thing on there for at least a year now and there has been a very light bio load for the past few months,this tank's main function is a growout so there is a fifty percent water change each week.I might miss a week here and there but I would'nt think that that would open the door for such a thing to happen.....I remember being told years ago that there will always be some ammount of ammonia in any system as that is what the beneficial bacteria feed and thrive on.Without it what does the bacteria use.....Again,there are only three fish in this tank with the smallest being about an inch and a half and the largest at just under four inches.They are fed either feeder fish or cuts of fillet,no pellets or flakes so there is not very much organic wastes that gathers in the substrate other than feces which gets vacumed out during water changes....I have only had this fish for three days before it came down with this ailment so I'm knida leaning toward it already having these parasites on it's body when I brought it home,especially since the other two did not appear to have them.It seems to be doing well with the warmer water and salt,I see less of the spots each day I check on it....Thank you and everyone else for your advice and concern and feel free to correct or add to anything that I have said in this post.