I feel your pain.
My basement averaged about 50'F in winter, so all tanks had 3" styrofoam panels on the back, bottom and sides, and sumps sometimes also had the front covered. Most of my heaters were placed in sumps and any PVC was wrapped in flexible insulation.
My goal was to keep any average tropical tank water temp at @70'F Jan, Feb and Mar, and my heat, light, and pumpage bill for just the fishroom averaged about $300 per month, in summer when I unplugged heaters, the bill was less than half.