My Student Loans Are Paid Off, But I Didn't Pay It????
- Thread starter SumoNinja
- Start date
Mr. Claus paid your loan bro. As long as you get a statement shows zero balance, or just keep a print out of that email, you shouldn't worry about it until you receive a statement that asks for payment
john's the only guy in the world I can think of that would pay off my loan and ask for nothing
thanks john, I owe you
thanks john, I owe you
My vote is clerical error, which will surface when they reconcile their records. If they bought in November, then you can expect a lot of stuff to still be going on behind the scenes while they catch up. It's an easy catch. Company A sells $500k in loans to Company B but Company B only sees $495k in loans on their books. Then they do a little investigating and voila, instant new year's gift 
And if it was actually paid off by a private party, they should be able to show the date/time and origination of who/what paid that money.
if it's a clerical error, my question is, when they do figure it out months later, does that mean i'm months late on the payment????
I remember one time the water meter was screwed up and our water bill was like $3-$5 a month for like half a year.
eventually they fixed it and the payments just went back up to normal with no consequences or anything
eventually they fixed it and the payments just went back up to normal with no consequences or anything
I wouldn't think so. I would keep records of the time you tried to contact them and keep whatever correspondence they send. While a clerical error doesn't free you from the financial liability, it shouldn't have any effect on your payment history.
