planaria are pretty easy to peg, they look like miniature leechs for the most part, their head is shaped abit differently. what you have sounds like a water flea type bug I get in my planted tanks. depending what the stock is, you can get a natural means of cleanign them up ie a predetor. Or simply deal with them, I've never had any negative results from haveing them in my tanks. and usually I get them when I've overfed for a length of time or if their is any stagnent areas in my tanks. ie my 5 gallon bettas tank w/ it's barely a trickle filter system lol. They don't seem to like overly active water movement, so you can try bumping that up to get rid of them as well.