Swimming pool fail is because people are bouncing around and stressing it. If the pool was not pushed, leaned on or jumped on it would not fail just from holding water. The last time I looked fish don't run into the sides of the tank just for fun. The point is you don't need overkill just to hold water.
You haven't met some of the fish around here. lol They might not run into the sides for fun, but it happens nonetheless.
You don't need overkill, for the same reasons you don't need and spare tire, health insurance or life insurance, but it's s small price to pay for POM. It cost me about 500 bucks to overbuild my 300 gallon tank and stand. I could have saved the money and potentially risked 10X that in water damage if the tank failed.....
My tanks hold water very well and I sleep a little better knowing that they do. To each his own I guess, but there are other less dangerous things I could think of to save some money.
