So is that 3 1300 gph return pumps or 3 totalling 1300 gph. Turning the volume of the tank over 5-6 times an hour is quite adequate for fresh water. As far as nitrifying bacteria goes, Colonies form, reproduce, and adjust to bioload. And, using crushed coral in fresh water adds to the buffering capacity (alkalinity) and depending on your source water, and whats in it, such as calcium hardness will increase PH. Thats why many african cichlid tank owners like to use it as substrate to stabilize a PH of 8+. In my opinion, using it as sump media may house some aerobic bacteria but depending on the depth will house more anerobic. If your doing frequent large water changes (like you should) carbon is a waste of money. Many people try to substitute filtration for proper maintenance. Water is a lot cheaper than filters and electricity. For me anyway. Is there such a thing as overfiltration? No. I have a 30 gallon wet/dry sump returning close to 1500 gph on my 180. But i do 40 gallon water changes of aged water daily (skip a day now and then), and have a pretty happy tank. You said your PH was fine but what does that mean. I would be looking for an accurate way of measuring PH. Test dip strips aren't. Wish you all the best