Hello; I have read about this a few times over the years. Some forum members such as Duanes have professional experience and very good knowledge of chloramine. I hesitate to add much but will with the understanding this needs to be verified. I seem to recall something like this. The tap water chloramine that shows up on the test as ammonia can be bound up by a product such as SAFE or PRIME for a time. During that time the active beneficial bacteria (bb) can and do use this ammonia same as any other ammonia. I guess what this means is there is no reason to panic unless somehow the established bb have been killed off or reduced in sufficient numbers.water provider uses chloramine as a disinfectant (chloramine is a combination of (normally) 4 parts chlorine, with 1 part ammonia, and often shows on tests as @ 0.25ppm ammonia reading.
The ammonia reading may not have been a cause of the fish death.
Hello; This is also worth considering. I know many like and have success with large % WC. But if as I understand it only small WC have been the normal procedure then doing a sudden big WC can give a pH swing. Nothing wrong with big % WC if that has been the norm. Just build up to a big % over a few days.consider, changing your water change schedule.
In a 2 point pH scale difference, the tank water is in reality is 200 times more acidic at 6 than tap 8.
If.....that is the case, 2 x 25% water changes per week might be less stressful for the fish, than just 1, 50% change.