Good Idea To Open A Bank Account? Or Not?

[rmorse]

You feel good about talking about a deceased person?

Pretty low.........

Lol...see, I don't get this one. I mean, he was talking about your mother. Not a dead person. If he knew she was dead, and STILL talked about her, then it was pretty low. But I'm gonna go out on a limb here, and say that he didn't know she was dead.


All in all: Chill man. It was a joke. Just laugh, and say something witty in return. Then, if it was out of bounds, tell him "hey man, my mom died a bit ago, so I'm kind of sensitive about it. Mind laying off the mom jokes." Then, if he continues with them, that's when you burn him.

 

[twin_caleb]

personally, I would open a savings account in a credit union. My fiance works at one, and told me that they have higher interest savings acounts and that most savings acounts in credit unions have better interest rates. The only drawback is that most of them are privately insured...not FDIC...but with only 105 dollars I don't think you are risking a whole lot

 

[arkmann]

I say go for hair straightening. Look good for the ladies for 6 months.

 

[Juxtaroberto]

I say go for hair straightening. Look good for the ladies for 6 months.

I did the hair straightening, and about two hours ago the 48-hour-no-moisture deadline was up, so my hair is drying right now and we'll see if it really stays straight.

 

[Juxtaroberto]

I guess I meant I wanted a checking account. I want to keep the money somewhere, but have it easily accessible if I need it.

I don't wanna put it in the bank necessarily because I want it to multiply like convicts... I just don't want to carry cash around. I once lost like $20 and it hurts to think about.

I was just wondering if it was wise... but since there's a $250k insurance I have nothing to worry about, right?

It's just on the news they were saying how people lost all their money, and I was thinking, "how does that even happen?"

 

[RyanS]

ROFL! Epic burn.

Maybe invest wasn't the best word... I just wanna keep it somewhere "safe".

Besides, I might be able to get a job with LADWP over the summer. They pay like $11.48/hour full or part time (I wanna do full though).

So are you saying it's actually better to just cash it in and stuff it under the mattress? Cause you know if they get a shipment of baby black arowanas in that money isn't staying under the mattress for long...

If you get the job, get yourself an account. If you can, get yourself a checking account along with a credit/debit card. Start building up the credit, you'll need it when you want to buy a house.

If all you have now is the $105 check and no other income from a job, cash it and use it for walking around money. There is no point to putting it into an account.

 

[Juxtaroberto]

If you get the job, get yourself an account. If you can, get yourself a checking account along with a credit/debit card. Start building up the credit, you'll need it when you want to buy a house.

If all you have now is the $105 check and no other income from a job, cash it and use it for walking around money. There is no point to putting it into an account.

Hmmm... since it's only a summer job, is it also not a good idea to put the money from that job into the bank? Should I just keep the cash until I get an actual, steady, year-round job that I should put it in?

 

[Hilltopperpete]

Cash the check, look for some really good deals on Craigslist, and start making some money buying things cheap and selling them for a little more (works better if you have a car).

You want to make some money? Start being an entrepreneur. I haven't paid a dime for my fish or my tanks because I picked up some cheap tanks/furniture/random stuff, and turned profit on them. Putting $105 in a savings account for a year will give you $107 in a year. There is no such thing as a 5% savings account. You should be able to make $1000 in a summer, and you'll have a great story for college or for future resumes.

 

[Juxtaroberto]

Cash the check, look for some really good deals on Craigslist, and start making some money buying things cheap and selling them for a little more (works better if you have a car).

You want to make some money? Start being an entrepreneur. I haven't paid a dime for my fish or my tanks because I picked up some cheap tanks/furniture/random stuff, and turned profit on them. Putting $105 in a savings account for a year will give you $107 in a year. There is no such thing as a 5% savings account. You should be able to make $1000 in a summer, and you'll have a great story for college or for future resumes.

How efficient is that? Turning a profit on things?

 

[rmorse]

How efficient is that? Turning a profit on things?

It's as efficient as you want it to be. Check and compare prices with craigslist and ebay.