HELP APARTMENT INSPECTION?!

  • We are currently upgrading MFK. thanks! -neo
"If a resident's actions cause a fire or other damage to their apartment, the owner's insurance company generally will initially cover it, but then will go after the resident for reimbursement. If the resident has renter's insurance, it will cover the damage. If not, the company tries to get reimbursement from the resident personally. "

""It's extremely important because, first and foremost, property owners don't cover tenants' personal property," said Kyle Samuel, assistant vice president with Aon Risk Services Inc. of Colorado."

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Exactly, plus if you damage the apartment, and your deposit doesn't cover it they will go after you for the remaining money. One of the best things you can do is get renters insurance, so many people don't have it and think that the landlord is on hook in case of a fire or flood, but they aren't if your stuff is destroyed.
 
My wife is a manager for an apartment complex in Maryland.....I just asked her about your situation, she said it's fine as long as their is nothing in the lease....she said but you should have renters insurance...
 
And to put renters insurance into perspective I just got 12 months of renters insurance for $125.

It covers $25,000 in personal property loss and has $300,000 in liability.

So for basically $10 a month and less than much of my aquarium equipment costs, I am protected if disaster strikes.
 
thankyou everyone! the inspection was today and they were actually impressed with my tank and had tons of questions and huge grins on their faces! thanks for all the help!
 
i lived on the second floor of an apartment complex that had a no pet rule. i asked about a fish tank and was told i could have one, i guess they didnt fit into the no pet rule or they were assuming that a small aquarium wouldnt hurt anything even if something were to happen. i ended up getting a 70 gallon and monthly the lady in charged walked around with the exterminator but never said anything beyond it looking nice and how she tried to have gold fish but the died.
 
Man that sucks. What if you turned off your filters and pumps off and throw a sheet over it? Or possibly build a fake wood frame around it to make it look like a cabinet? Good luck, hope you and/or your tank dont get the boot.

And white your at it, put a lampshade over your TM so they don't recognize "the tube".
 
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