how do i get a credit card?

[WyldFya]

You will get approved at target.....

Target and Mervyn's are owned by the same parent company.

 

[gomezladdams]

Card companies usually run promotions for students,Im surprised you cant find one.If you have a steady job and no outstanding debt someone will give you a card.

 

[fshfanatic]

gas cards are easy to get

 

[bigspizz]

Target is also strict.

Target was my first card....

 

[neoprodigy]

it may be different in the UK but i started with a small loan to buy a motor bike when younger and that got me on the credit ladder.
since then ive built up a pretty decent credit rating but it can be so easy to lose it so be carefull.
take note of the 3 posts above ...good info

yup... but you need a co-signer when you got no credit

I ran the cell phone route to build my credit, as well as paying bills on a regular basis. After a couple years, I had great credit.

yup.. some card has these "reward" points... hopefully next year i can trade in my reward points for a big 60"

 

[rallysman]

Student loans.......................

I'm 26, buying my house, have a 1 year old car, and have no credit card. (I had a best buy card for a while to get the discount)

The only thing that bailed me out was paying for student loans.

 

[DeLgAdO]

Student loans.......................

I'm 26, buying my house, have a 1 year old car, and have no credit card. (I had a best buy card for a while to get the discount)

The only thing that bailed me out was paying for student loans.

dont know how that works either.....

 

[rallysman]

dont know how that works either.....

Do you plan on college?

 

[DeLgAdO]

you are a student right mike? i think you need to get a card with low limit.. my first credit card was a $300 limit card and you build it up by paying your card on-time... ect.... you can also google " student credit card "

such as

http://www.creditcards.com/college-students.php

thanks alot Li!

 

[DeLgAdO]

Do you plan on college?

yes...