I have a theory much along the lines of yours, and will post in nzafi's thread as soon as I can.
I called the supervisor and spoke with him on the phone a few times over the years, as our online info was lacking details at the time. Our tap water leaves the plant @ 2 ppm chloramine, a little higher during times of turbidity. Heavy rains, spring melt, etc. 2 ppm for chloramine is pretty standard, but of course residual levels can vary quite a bit with both chlorine & chloramine.