get 2 16" lights. hang them/mount them over the tank.
https://sbreeflights.com/sbox-fw-plant-lights/21-basic-fresh-water-plant-led-light.html
$135 per light, free shipping. so $270 total.
2 of ths finnex would cost about the same or more with less light output.
im building out 2 120 gallon tanks like this.
there is always DIY, but a 24" deep tank is always a challenge to light for anything more then anubias and crypts. the DIY flood lights dont really put out much of any light and i feel like i wasted money doing it that way. TBH, i like the flexibility of these lights, and i should have just bought them for all of my tanks to start instead of the finnex lights i have.
i mounted one with some angled aluminum for $10. will cost just as much for a 4' tank.
you cold also do just a single sb reef light and hang it higher, 2-3 feet above the tank (it comes with wire hanging mounts to put on hooks) and that would light a whole 120 itself.
or just go with a single 48" finnex vivid+ or similar. i think the planted+ / 24/7+ come in 48" as well. but they are $120-130 as well, so the same ballpark.
sorry if this is overload of information. I just hate to see someone else go down the road i did and spend more on lights over time, then just getting the right thing to start with.