Actually yes, it does affect my ability to keep monster dogs/fish/reptiles etc but I do not know exactly what I will do after school and when I will move to my own place so planning my finances 10 years ahead from now would be useless, just to clear that up.
Now enough of me being serious.
Planning finances goes beyond counting the money you have. It also involves planning to earn the money you need for your desired life style; unless you are really 12, it is not too early. And if you are 12, do good in school is the #1 goal for now

See granny, brain still in tact
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