Those Who Bought/Ordered From Fishonthebrain Post Here

  • We are currently upgrading MFK. thanks! -neo
Status
Not open for further replies.
i got one of these 2. the part i like is where it says you will be entered in the civil action automatically but if you do not go to the website and fill out the form then you do not receive benefits from the settlement. -----------So basically you have to put all your personal info in yet another unknown persons hand for maybe a few bucks.-------thats what i get, what about you.
 
dirtyblacksocks;2146278; said:
Credit Cards are federally insured - PayPal is a middle man. They don't have any legal power once funds are out of their hands.

I don't know where you think that credit cards are federally insured and if they are what is insured by the gov't?

The federal insurance out there is FDIC and it is to cover deposits in checking, NOW, and savings accounts, money market deposit accounts, and time deposits such as certificates of deposit (CDsmade in case of a bank failure. Fraudulent activity is not protected. Especially if you as the buyer took the money out knowingly. If money was taken out illegally that is up to the bank discretion not the gov't.

Credit cards is another form of payment like Paypal, money order, or cash. The only protection you have is dependent on the credit card company against fraud but that is through the credit card company not gov't. By definition FDIC doesn't insure this. Large banks that has credit cards and bank account customers are FDIC insured to cover the bank accounts not their credit cards.

If I'm wrong I would like to know since I never heard of this before relating to credit cards cause there's no need to insure something that you never had money in.

Perhaps this will teach people that credit cards are not evil and it has more benefits for these situations. I use credit card purchases for almost every transaction if there's no minimum purchase requirements.
 
Wow this is shocking, I wish all you guys the best of luck. I hope that karma bites dude in his arse!
 
mach_six;2147435; said:
I don't know where you think that credit cards are federally insured and if they are what is insured by the gov't?

The federal insurance out there is FDIC and it is to cover deposits in checking, NOW, and savings accounts, money market deposit accounts, and time deposits such as certificates of deposit (CDsmade in case of a bank failure. Fraudulent activity is not protected. Especially if you as the buyer took the money out knowingly. If money was taken out illegally that is up to the bank discretion not the gov't.

Credit cards is another form of payment like Paypal, money order, or cash. The only protection you have is dependent on the credit card company against fraud but that is through the credit card company not gov't. By definition FDIC doesn't insure this. Large banks that has credit cards and bank account customers are FDIC insured to cover the bank accounts not their credit cards.

If I'm wrong I would like to know since I never heard of this before relating to credit cards cause there's no need to insure something that you never had money in.

Perhaps this will teach people that credit cards are not evil and it has more benefits for these situations. I use credit card purchases for almost every transaction if there's no minimum purchase requirements.

:iagree::iagree:

Fraud protection is a built in feature of the cards. Every issurer wants to keep you as a cardholder so they protect you from fraud. I had an instance where I purchased something from a retailer with my CC and the retailer subsequently went out of business before I received the item. I called my credit card company and they deleted the transaction from the card. It was easy, no hassels.

I understand that PayPal will step up to the plate if the dispute is with an Ebay purcahse (Ebay owns PayPal). I have heard of other instances where PayPal users have been screwed becasue the transaction wasn't through Ebay.
 
hybridtheoryd16;2147262; said:
So basically you have to put all your personal info in yet another unknown persons hand for maybe a few bucks.

You are dealing with attorneys at http://www.steelesettlement.com/, not some random shmoe. If the money isn't worth the hassle of filling out the form, don't do it. Just don't discourage others from doing the right thing.
 
CHOMPERS Thanx so much for giving us this info!
At least we have another chance at getting something back!
 
CHOMPERS,

From my email
Dear Tuan Che,

We have concluded our investigation into your case and have decided in your
favor.

We were able to recover $135.69 USD and this amount has been credited to
you. Please allow five business days for this adjustment to be posted.

If you are due any additional funds, we will make our best effort to
recover the balance from the seller.


If the seller's account has insufficient funds to complete the refund owed
to you, please be assured that we will take appropriate action against the
seller's account, which may include limitation of the seller's account
privileges.
And another one for $155.06

This doesn't mean anything if the account has no money in it right?
 
I got the " In your favor, but no funds in the account" message from paypal. Then I called my credit card company, and they issued a credit for the $300 paypal was unable to recover.
 
Status
Not open for further replies.
MonsterFishKeepers.com