Why unplug them? That is the whole point of a thermostat. You set it to what ever temp you want. Why run the risk of forgetting to plug it back it?
Absolutely! I have heaters in almost all my tanks, simply because the temperature in my basement fishroom can be quite frosty in the winter. The tanks down there are allowed to drop down to the 60's during the winter, and up to the 70's in the summer. I have moved towards fish that not only allow this but in some cases actually demand it for proper long-term maintenance.
The heaters are there mostly for a back-up emergency measure. They are always plugged in but very rarely "on". The exception is in the late fall and early spring; I want the tanks to have a "cool-down" period of only 2-3 months, but if I rely on ambient basement temperatures they will be in that range for probably 6 months. Using the heaters allows me to start the spring-time warm-up a bit earlier and to extend the summer warmth a bit later into the fall. I now set them at 68F for the summer and at their lowest setting for the winter (I think it reads 60F but they actually don't seem to come on until around 58F or so, which is perfect for me).
I like using 2 heaters per tank, sized very small for the tank volume, so if one fails "on" it won't cook my fish. Getting everything set up is a bit of a job, but once it's done...it's done. If I were to buy or build a new house (ain't gonna happen...) I would make sure I had a fishroom that was completely temperature-controlled and I'd never mess around with individual heaters. Of course, I'd not mess around with fish having vastly differing temperature requirement either.
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