I do bi-weekly 75-80% WC's. Which works out to roughly "fin level" as others have mentioned above. I pre-mix tap water with prime before it goes out to the tanks. Pre-mix is not aging, but I believe it is an important step in ensuring both the fish and BB in the tank do not get thermally or chemically shocked by the new water.
Unstable water would be water with a low buffering capacity. If your water is soft (i.e. has low kh/gh), it is subject to large pH swings. Anyone using RO water has to be careful with this.
I don't think this is an issue that "science can settle" because the water coming out of the tap, methods to treat the water, and desired outcome in the tank varies so much between fish keepers. Instead, we might try to develop "best practices" advice on water changes.
But from what you and Chockful said am I correct in gathering that areas with low PH tap water would indeed possibly have issues doing such large water changes? And what would you call unstable water conditions? Would it be a common enough issue that the average aquarist might run into it? Or is it rare to have unstable water condition out of tap? What about out gassing caused by the tap water being under pressure. Is it also a concern when doing such a large change?
Unstable water would be water with a low buffering capacity. If your water is soft (i.e. has low kh/gh), it is subject to large pH swings. Anyone using RO water has to be careful with this.
I don't think this is an issue that "science can settle" because the water coming out of the tap, methods to treat the water, and desired outcome in the tank varies so much between fish keepers. Instead, we might try to develop "best practices" advice on water changes.