I'd be pretty careful moving out, it is hard. I'm 22 and things are not even close to as cheap as you think they are. $600 may seem like a lot, but it is hardly nothing in the great scheme of things. If I were you I would save up, and try to improve where you are now. Your aunt is not paying any rent, and you live in the living room. That doesn't seem right, she should be there, and you should get a bedroom (i'm assuming she has one, if not scratch this). Also there is nothing like financial freedom, and you really need to be in control of your own money, and build credit. ONLY if you think you can responsibly handle a credit card, you should get one with a small limit to help build credit so you may not need a co-signer. You should also really consider renting a laptop because for the price you are renting for a year you could buy a nice new one. The fish room sounds appealing and I really want one, but with the level of income you have, you may want to consider the apartment for $300 because it will be a while before you can save up enough to even afford a new tank let alone fish to put into a monster tank. Just some things to think about before you move, because before I did, I really didn't know how expensive things are. Thank God my parents have floated me until I graduate in May. As someone said earlier make a list of all your expenses on having an apartment of your own, and compare that to what you are bringing in and see if it will even be feasible in a year. Once bridges with family are burned they may never be rebuilt