So sorry to hear........That really sux.
That's part of the reason I'm an overfilterer. I'm so paranoid I've even gone as far as to run my powerheads in the tank and my airpump for the sump, on a separate line, so at least they'll both continue to get water movement even if the tank circuit trips. Probable going to invest in a battery backup too, living in Florida
Filter clogging is tough though. Can't predict that. may want to throw an ac whatever on there just to be safe.
Best of luck!