you realize since your in NY you will be competing with people like rapps if your business takes off. I've seen people like you come and go. Doing research and knowing some stuff doesnt mean it will work. We have had a few mon and pop fish and pet stores go under around here. Most banks will not back this type of business right now and i know this due to friends and family who work for banks and other investment companies and told me it its not a good investment for banks. You can do what you want and good luck i hope it works but realize for every business that makes it thousands go under and are now left to pay back money they will spend the rest of their life doing